Iowa farmers increasingly unable to get operating loans

“We’re finding a lot of farmers calling us, saying they don’t have enough money to pay rent,” says a Cedar Rapids bankruptcy attorney. This conversation is moderated according to USA TODAY’s community rules. Please read the rules before joining the discussion. Roger Zylstra harvest soybeans on his farm near Kellogg, Iowa, in 2017, working into the night to catch up after a wet week. Rodney White and Michael Zamora/The Register Dozens of Iowa farmers may be unable to get operating loans to buy seed, pay rent or make tractor payments this year, a sign of the growing cracks in the state’s ag economy. Nearly 3 percent of Iowa farm borrowers will be unable to get renewed financing, the Chicago Federal Reserve said in February, based on a survey of lenders. “We have a percentage of farmers who are at the end of their credit ropes,” said Chad Hart, an Iowa State University agricultural economist. Farm bankruptcies remain relatively low in Iowa, but some financial data is raising concerns among economists:  Higher-than-expected yields for some areas of Iowa last fall — and government payments to offset losses blamed on trade wars with China, Mexico an...

IntroductionWhat “L” Grades Are and Why They Are UsedWhat “H” Grades Are and Why They Are

IntroductionWhat “L” Grades Are and Why They Are UsedWhat “H” Grades Are and Why They Are UsedWhat the Differences Are      304 and 304L      304 and 304H      316, 316L and 316H      Property Specifications      Dimensional Tolerance DifferencesPressure VesselsAlternative Grade Usage      High Temperature Strength Requirements      Tested Carbon Content – L Grades      Tested Carbon Content – H Grades      Dual Certification The common designations of austenitic grades of stainless steel, such as grades 304 and 316, include sub-grades – L and H variants used for specific applications. The low carbon “L” grades are used for applications involving welding treatments or high temperature exposure, e.g. welding of heavy or medium sections. The low carbon content of steels prevents carbide precipitation at grain boundaries, which can cause inter-granular corrosion under corrosive operation conditions. Carbide precipitation occurs at temperatures ranging from about 450 to 850°C. Based on their applications, “L” grade steels are available in the form of pipe, plate and, most commonly, in round bars. The corrosion resistances of standard austenitic and “L” grades are identic...

This story was written in collaboration with Forbes Finds. Forbes Finds covers products we think you’ll love. Featured

This story was written in collaboration with Forbes Finds. Forbes Finds covers products we think you’ll love. Featured products are independently selected and linked to for your convenience. If you buy something using a link on this page, Forbes may receive a small share of that sale. Graduation is the perfect time to splurge on a promising young person in your life. While the completion of a degree is no doubt a celebratory affair, for many new graduates, the event can also be a stressful moment full of unknowns and uncertainties as they begin a new chapter in their lives. For graduates entering a creative field like media, this may be even more true. After all, the media industry is notoriously unstructured and low-paying, and, since the advent of social media, ever in a state of flux. However, one thing has remained constant: the foundations of good storytelling. That’s why we recommend you stick to practical basics when considering gifts for folks entering the media business—the kind of reliable tools that will prepare them for a challenging yet exciting future. From a solid voice recorder for interviews to a functional-yet-fashionable shoulder bag, here are five gifts...

When you buy something using the retail links in our stories, we may earn a small

When you buy something using the retail links in our stories, we may earn a small commission. Outside does not accept money for editorial gear reviews. Read more about our policy. One side of this pillowcase from Rumpl is made from soft fleece, the other from abrasion-resistant nylon. When you’re ready for bed, unfurl it and stuff it with your jacket or pants to turn it into a comfy place to rest your head. It packs down to the size of a can of soda and only weighs five ounces. It doesn’t matter if you’re backpacking or car camping—lounging in a hammock is the most relaxing way to spend an afternoon. The SingleNest is ENO’s original backcountry model, and it still overperforms in the wild, thanks to bomber 70-denier nylon-taffeta fabric that can withstand loads of up to 400 pounds. Made from double-walled stainless steel, this sleek 12-ounce mug will keep your coffee hot much longer than it’ll take you to drink it. We’re into anything that makes getting up and going in the morning a little easier. Ditch the hiking boots around camp and go full-on Mr. Rogers with these booties. The Fireball is constructed from a tough Pertex outer with a DWR finish, 40 grams of PrimaLoft in...

To check if you need to bleed a radiator, run your hands over it when the

To check if you need to bleed a radiator, run your hands over it when the central heating is on, being careful not to burn your hands. If the radiator is cooler at the top than the bottom, chances are air has built up inside which means that the hot water can not heat the whole radiator. Wait until your radiators have fully cooled before starting to bleed them. This is important as otherwise steam and boiling water may escape when the valve is released and will be dangerous. To locate the valve, check the top edge of the radiator – the release valve looks like a small, square pin. A double radiator will have a valve on each panel and you will need to bleed both. Universal radiators can also have a valve on the back panel, so be sure to check for this. Before releasing the trapped air, protect the surrounding area using old cloths or towels and a bowl to catch any escaping water. Place the radiator key into the release valve and carefully twist it one or two times anti-clockwise. You’ll hear a hiss as the trapped air is released, which will take a few seconds. Once you hear a gurgling sound or water begins to come out, you’ll need to twist the key clockwise to close the valve, b...

宗教私塾舍监认26项鸡奸非礼罪 被判监133年鞭42下 | 大马

(加央29日讯)涉及鸡奸2名学生及性骚扰3名学生的男舍监,在地庭俯首认罪后,被判监禁133年及鞭笞42下。 根据《Sinar Harian》报导,被告纳瓦威(28岁)今日是在法官爱努莎琳面前,承认犯下26项罪名,包括鸡奸、非礼和性骚扰年龄介于9至15岁的学生。 不过,被告否认犯下其他3项鸡奸控罪,包括向11岁受害者展示其手机里的色情视频。 被告是在刑事法典第377B条文、第377C条文、2017年儿童性侵罪案法令第15(e)条文、第16(1)条文,以及2002年电影检验法令第5(1)(a)条文之下被判。 此案主控官为莫哈末依兹汉、诺淑哈达及莫哈末法汉副检察司,而被告则由4名全国法律援助基金会律师代表。 新邦恩巴(Simpang Empat)警局是于本月9日接到一间宗教私塾职员的投报,指被告性侵学生,东窗事发后,被告逃至霹雳。 此前,有媒体报导指,2名宗教私塾的学生投诉在校内被男舍监鸡奸,另3名学生哭诉被非礼。 后来,其中一名被鸡奸的受害者(15岁)于4月24日站出来报案,声称被舍监强迫发生性行为。 48mm Cheap Trailer Jockey Wheel With Clamp 受害者说,被告曾威胁他,不能告诉外人,否则将会挨打,而受害者无法忍受侮辱,最后决定报警。 Kactus Sport, Carbon Fiber, Bike Guide Wheel System, Quick Release – Kactus,https://www.kactussport.com/

The TecMate OptiMate O-105 Dual USB Port Charger is likely to become an indispensable piece of

The TecMate OptiMate O-105 Dual USB Port Charger is likely to become an indispensable piece of kit for motorcyclists. These are the smaller or narrower style outlets used by BMW and made by Powerlet, Hella, Merit, BIKE, etc. The OptiMate O-105 includes dual USB-A ports (front and bottom) and a healthy 3.3A charging capacity. It will also automatically shut off in 3 hours and it includes autosensing to protect against unintended discharge of the battery. The fact that it is small and portable and can be easily moved from motorcycle to motorcycle, is also its only real weakness (of a sort). But having to keep it close at hand or locked up when not in use is a small price to pay for its versatility and performance. With a reasonable list price of around $25.00 and a three-year product replacement warranty, the Optimate O-105 dual port charger is an excellent product and investing in one or more is well worth the dinero. TecMate is the company known for the OptiMate motorcycle battery chargers and other accessories, which are well known and respected within the Powersports community. They make a wide variety of battery maintenance and power distribution products, like theOptiMate 4...

The local, nonprofit utility announced last week it will retire coal as of March 31 -

The local, nonprofit utility announced last week it will retire coal as of March 31 – meaning as of Monday, District Energy is no longer burning the carbon-based fuel. Eliminating the use of coal will reduce the plant’s CO2 emissions by about 10,000 tons per year – the equivalent of taking 2,100 cars off the road, the announcement said. And that’s after District Energy already reduced carbon emissions for its heating system by 57 percent from 2000-17. District Energy heats 197 buildings and 300 single-family homes in and around downtown St. Paul. and cools 116 buildings in the same area. One of the ways it generates heat is by burning wood waste from the region (using a renewable-friendly “combined heat and power” plant). The utility company also uses chilled water storage and solar thermal. President and CEO Ken Smith, in the announcement, said the company has to look at new technologies that “benefit our customers and the environment.” The company has more sustainability measures to reduce its carbon footprint planned, which it hopes to announce in July of 2019. The state has put an emphasis on shifting to clean and renewable energy so...

Startup Says Direct-Drive Motors Are the Future of Robot Actuators

While robots are becoming more diverse and capable, there’s one component that hasn’t changed much in the past half century: their actuators. A vast majority of robots use an electric motor coupled to a gearbox to move each of their wheels and joints. The motor spins rapidly, as it’s optimized to do, while the gearbox reduces the rotation speed of the output shaft, increasing the torque in the process. This type of actuator powers robots as varied as industrial arms, walking humanoids, and Mars rovers. But it’s far from perfect: Gear motors are often bulky and sluggish. They can’t handle impacts and are maintenance heavy. And if you need a lot of torque, be prepared to pay a steep price. Roboticists have long hoped to find better alternatives. Now a Canadian startup says there’s indeed a better way to actuate robots. Genesis Robotics in Langley, B.C., wants to replace regular motors with a special kind of motor whose torque and speed can be controlled more precisely. Because such a motor can turn at a much slower pace, you can sometimes use it to power a robot joint using no gearing at all, which is why the design is known as a direct drive, even though in many cases these motor...

With graphics card prices near normal levels and no major hardware launches in sight for the

With graphics card prices near normal levels and no major hardware launches in sight for the time being, now is a great time to build a PC. There’s loads of choice when it comes to processors, motherboards, coolers, cases, SSDs and below you can see my picks of the best hardware you should be considering if you have around $1,000 to spend. Of course, there are plenty of ways to cut costs or improve performance by fine-tuning the system to your specific needs to in each category you’ll find my recommendations for slightly cheaper or better-performing options. This is a potent gaming PC that also includes a 500GB SSD for super-fast storage and responsiveness, the latest RGB memory and six-core Ryzen 2nd generation processor for grunt outside of games too. Check out the guide below or take a look at my YouTube video guide. Your main focus for a gaming PC should be your graphics card as this will dictate your frame rate at various resolutions and settings. I’m aiming for silky smooth 1080p gaming here, which is by far the most popular resolution according to the Steam Hardware Survey and for that you need Nvidia’s GeForce GTX 1060 6GB, which incidentally is a...

Best silicone lids to buy in 2019 – silicone lids buying guide

If you are looking to pick a decent silicone lids then there are three things that you need to look out for. We will cover them in this post and also give you an overview on where to find the best deals. That being said, if you choose any random silicone lids, there are possibilities of facing some of the serious issues which can come from choosing the wrong product. amzn_assoc_placement = “adunit0″; amzn_assoc_tracking_id = “newsnefty-20″; amzn_assoc_ad_mode = “search”; amzn_assoc_ad_type = “smart”; amzn_assoc_marketplace = “amazon”; amzn_assoc_region = “US”; amzn_assoc_title = “Shop Best silicone lids on Amazon”; amzn_assoc_default_search_phrase = “silicone lids”; amzn_assoc_default_category = “All”; amzn_assoc_linkid = “168205fb3b70ed46f5a7766565bd367a”; amzn_assoc_search_bar = “true”; amzn_assoc_search_bar_position = “top”; You don’t always have to spend a lot of money to find the best silicone lids for your purposes. There is a whole range of silicone lids and prices that can deliver the features you need. If you are looking for the...

Septum Ring Fetishes, And 9 Other Things You Encounter When You Have A Barbell In Your Nose

Ever since high school, I always knew I wanted to get one piercing on my face, but I couldn’t decide between an eyebrow piercing or a lip piercing. I think I was leaning more toward the eyebrow piercing until I saw Kelis. Kelis may be a legend for “Milkshake,” but I feel like the Kelis from the Flesh Tone era is a bit slept on. It was the aesthetic of that album, and all her amazing looks in the “Acapella” music video in particular, that put the septum ring on my radar as The Look. I sat on the decision for a few months, gathering up my courage and doing a little research into septum piercing healing and maintenance, and then eventually took the plunge. A few weeks before my 21st birthday, I finally got my septum pierced on Septumber (see what I did there?! *nudge*) 4, 2011. I haven’t regretted it once. I’ve had the ring for well over three years now and I’ve experimented with a few different ring styles, transitioning from varying sizes of horseshoe rings to my current small gold hoop. I’ve gotten so used to my piercing that I often forget it’s there. But having a ring right in the middle of your face tends to draw some attention and put you in a few unique si...

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